For every car owner, car insurance renewal is an annual task that should not be overlooked. Your insurance provides important protection while you are on the road, while valid insurance coverage is also required before you can renew your road tax. 

The good news is that renewing your car insurance online in Malaysia can now be done without visiting an insurance office. Online platforms allow you to compare available options, review your coverage and complete your renewal digitally. 

For BInfinite members and car owners exploring their automotive options, GoInsuran offers an online platform where you can compare car insurance options and manage your renewal digitally.  Whether you are renewing your insurance for the first time or looking for a more convenient way to manage your annual renewal, here's what you need to know. 

What Is Car Insurance Renewal? 

Car insurance renewal is the process of extending your existing motor insurance coverage when your current policy is approaching its expiry date. 

In Malaysia, having valid motor insurance is important when using your vehicle on public roads. You also need valid insurance coverage before you can proceed with your road tax renewal. 

This makes car insurance and road tax renewal two important tasks to keep track of as part of responsible car ownership. 

Before renewing, however, it is worth taking a moment to review your policy instead of automatically renewing the same coverage every year. 

When Should You Renew Your Car Insurance? 

You don't have to wait until your insurance expires before starting the renewal process. It is better to plan ahead. GoInsuran recommends renewing your motor insurance one to two months before your policy expires, giving you time to review your options and complete the renewal process. Renewing early gives you time to: 

A simple tip is to check your insurance expiry date and set a reminder several weeks beforehand. 

 

What Do You Need to Renew Car Insurance Online? 

The exact information required may vary depending on the insurer or online platform. 

Generally, you may need: 

Having your information ready can make the online renewal process faster and smoother. 

How Does Online Car Insurance Renewal Work? 

While the exact process can vary, renewing your car insurance online is generally straightforward. 

Start by providing the required personal and vehicle information. 

For example, GoInsuran requires details such as your name, IC number, vehicle number, email, mobile number and postcode to generate available quotations. Make sure your details are accurate, particularly your vehicle registration number and personal information. 

Once your details have been submitted, review the available insurance options. Comparing quotations can help you understand the different premiums, coverage and benefits available to you. GoInsuran allows customers to view price comparisons from multiple insurers through its online platform. 

Don't choose your policy based on price alone. 

Look at: 

The cheapest quotation may not necessarily provide the coverage that best suits your needs. 

Once you've compared your options, choose the policy that provides the right balance between coverage and cost for your circumstances. 

After confirming your selection, proceed with the available payment method. Before making payment, check the final amount and policy details carefully. 

After successful renewal, keep your insurance documents somewhere accessible. With GoInsuran, customers receive their e-policy via email after completing the renewal process. 

How to Renew Your Car Insurance and Road Tax Online with GoInsuran
Wondering how to renew your road tax and car insurance online? Here are the simple steps:

1. Go to GoInsuran
 Visit GoInsuran's renewal page to start your renewal: www.goinsuran.com/renew

2. Enter Your Details
 Provide your IC number, name, vehicle registration number, email address, mobile number and postcode.

3. Select Your Preferred Options
 Select your preferred insurer, available benefits and services, and road tax renewal where applicable.

4. Enter Your Promotion Code
 At checkout, enter promotion code GOBINFINITE to earn BPoints and enjoy instant savings.

What Is NCD and Why Does It Matter? 

No Claim Discount (NCD) is a discount that can apply to your motor insurance premium based on your eligible claim-free history. 

When renewing your insurance, check that your applicable NCD has been reflected correctly in your quotation. 

If your renewal premium looks different from what you expected, reviewing your NCD is one of the things you should check. 

How Much Should Your Car Be Insured For? 

Another important consideration during your car insurance renewal is the sum insured. Your vehicle's value generally changes over time, so the appropriate sum insured may not be the same as when you first purchased your car. 

Depending on the policy, you may come across terms such as market value and agreed value. The way your vehicle is valued can affect the amount payable in certain situations, such as a total loss or theft.  Always check your policy terms and the insurer's recommended sum insured before renewing. 

What About Additional Coverage? 

Depending on the insurer and policy, you may have the option to add additional benefits to your car insurance. These may include windscreen coverage, special perils and other optional protection.

For GoInsuran customers, roadside assistance and towing services are included as part of the comprehensive GoCare package. T&C apply. 

Consider your vehicle, driving habits and personal circumstances when deciding whether additional coverage is useful to you. 

Don't add benefits simply because they are available. Make sure they provide value for your needs. 

What About Road Tax Renewal? 

Car insurance and road tax are closely connected. You need valid insurance coverage before you can renew your road tax. If your road tax is also approaching expiry, it makes sense to check both renewal dates at the same time. 

For eligible private vehicles, digital road tax is available through MyJPJ, making it easier for vehicle owners to manage their road tax digitally. 

GoInsuran also provides an online road tax renewal service alongside its car insurance renewal service. 

Why Renew Car Insurance Online? 

There are several advantages to managing your renewal online: 

Convenience 
Start your renewal without travelling to an insurance office. 

Easier Comparison 
Compare available insurance options in one place. 

Less Paperwork 
Digital renewal reduces the need to handle physical documents. 

Greater Accessibility 
Manage your renewal at a time that is convenient for you. 

GoInsuran's online service is available 24/7, allowing customers to manage their renewal digitally at their convenience. 

What Happens If You Forget to Renew? 

Letting your car insurance expire can leave you without valid insurance coverage. You should avoid driving your vehicle until you have confirmed that valid insurance is in place. The same applies to your road tax. Keeping both up to date helps you stay compliant and ensures that you have the relevant protection when using your vehicle. Rather than waiting until the last minute, make your insurance expiry date part of your annual car ownership checklist. 

A Simple Car Insurance Renewal Checklist 

Before completing your renewal, check the following: 

Renew your car insurance online with GoInsuran and enjoy a more convenient renewal experience. Visit GoInsuran's renewal page at www.goinsuran.com/renewand use promotion code GOBINFINITE at checkout to earn BPoints and enjoy instant savings.

 

Discover BI AutoHub 

Car ownership goes beyond insurance. From servicing and maintenance to automotive offers, rewards and useful tips, BI Autohub brings it all together in one place. As part of the BInfinite ecosystem, BI Autohub connects car owners with relevant automotive services, including GoInsuran for convenient online car insurance renewal. 

Explore BI Autohub and make every journey easier. 

 

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