Renewing your car insurance online in Malaysia is a convenient way to manage your annual vehicle renewal without getting out of the comfort of your home or office. 

Whether your insurance is about to expire or you're simply looking for an easier way to manage your next renewal, the process can be completed in a few straightforward steps. 

Through GoInsuran, available as part of the automotive services featured within BI Autohub, car owners can explore and compare car insurance options online before selecting their preferred policy. 

Here's what you need to know about renewing your car insurance online. 

Step 1: Check Your Insurance Expiry Date 

Before starting your renewal, check when your current car insurance policy expires. 

It’s easy to lose track of your car insurance expiry date, especially if you own more than one car. That’s why GoInsuran sends you a renewal reminder as early as 2 months before your policy expires. 

Starting early gives you enough time to review your coverage, compare available options and make sure your details are correct. 

While checking your insurance expiry date, check your road tax expiry date too. If both are due around the same time, you can plan both renewals together. 

Step 2: Prepare Your Information 

Having your information ready can make the online renewal process smoother. 

You may need: 

Make sure your personal and vehicle details are accurate before proceeding. 

Step 3: Get and Compare Insurance Quotations 

Once your details have been submitted, review the available insurance quotations. 

Don't automatically choose the same policy every year. Take the opportunity to compare your options and look beyond the premium. 

Consider: 

A lower premium does not necessarily mean better value if the coverage does not suit your needs. 

GoInsuran allows car owners to explore available insurance options online and compare quotations before selecting a preferred policy. 

Step 4: Review Your NCD 

Your No Claim Discount (NCD) can affect your car insurance premium. 

If you have maintained an eligible claim-free record, check that the applicable NCD is reflected correctly in your quotation. 

If your premium is different from what you expected, your NCD is one of the details worth checking. 

Step 5: Choose the Right Coverage 

Review the coverage offered by each policy before making your decision. 

Depending on the insurer and policy, additional benefits may include:

For GoInsuran customers, roadside assistance and towing services are included as part of the comprehensive GoCarepackage.

Consider your vehicle, driving habits and personal circumstances when deciding whether additional coverage is relevant to you. 

The goal is not simply to find the cheapest policy, but one that provides suitable coverage for your needs. 

Step 6: Check Your Policy Details 

Before making payment, review the details of your selected policy. 

Check your: 

Also review the applicable terms, conditions and exclusions before confirming your renewal. 

If you're renewing your car insurance with GoInsuran, don't forget to select "Road Tax Renewal" under Benefits and Services. 

Step 7: Complete Your Payment 

Once you are satisfied with your selected policy and the details provided, proceed with the available online payment method. 

Check the final premium and policy details before confirming your payment. 

GoInsuran offers a variety of payment methods, including online banking, credit/debit cards, BNPL, e-wallets and Takaful installment plans, giving you more flexibility when paying for your car insurance. 

Step 8: Keep Your Insurance Documents 

After completing your renewal, make sure you receive and keep your insurance documents. 

If your documents are provided digitally, save a copy somewhere secure and easily accessible for future reference. 

What About Road Tax Renewal? 

Once your car insurance is renewed, check whether your road tax is also due. 

Valid insurance coverage is required before you can renew your road tax. 

For eligible private vehicles, digital road tax is available through MyJPJ. 

If both are approaching expiry, planning your insurance and road tax renewal together can help you avoid leaving either until the last minute. 

Car Insurance Renewal Online: Quick Checklist 

Before completing your renewal: 

✓ Check your insurance expiry date 

✓ Prepare your personal and vehicle details 

✓ Compare available quotations 

✓ Check your NCD 

✓ Review your coverage 

✓ Consider relevant additional benefits 

✓ Check your policy details 

✓ Complete payment 

✓ Save your insurance documents 

✓ Check your road tax expiry date 

 

 Renew your car insurance online now at www.goinsuran.com/renew. Use promotion code GOBINFINITE to earn BPoints and savings at the same time.

 

Discover BI Autohub 

Car ownership goes beyond insurance. From servicing and maintenance to automotive offers, rewards and useful tips, BI Autohub brings it all together in one place. 

As part of the BInfinite ecosystem, BI AutoHub connects car owners with relevant automotive services, including GoInsuran for convenient online car insurance renewal. 

Explore BI Autohub and make every journey easier. 

 

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In collaboration with GoInsuran